I’m an indian, left Saudi in 2011, and 1-2 years later got an email and call from bilkish… I dint relate much to what they were saying, but as per what they say, they apparently recorded that call, fwdd it to the Saudi Bank concerned from whom i had C.Card while in Saudi. Then they got back firmly saying I have bills due on my card… Now I do not acknowledge or really entertain any calls that come from this bilkish or anyone who says to be representing the Saudi bank in reference. These calls in total have probably been a total of 4-5 in a span of about last 1.5 to 2 years.

To share my background on the issue: I had actually gone to bank cleared all my C.Card dues before properly exiting the country, and even gave a letter at the same time for closure of my C.card, but the arrogant employees did not process it there and then, stating something that i could not understand becoz of my poor arabic. For me, it was all done and over, and I exited Saudi in a few days from then.

I have so far never received an email statement or bill in any form, or have had any other contact directly from the bank after my exit. (I initially thought that this bilikish is some scamster who obtains info about some banks’ customers somehow, and tries to extort money giving a scary story with some facts and some fictions).

Now, I dont have recollection of what I did to the card after that, after clearing all outstanding dues a couple of days before my final exit from Saudi; maybe I destroyed it, maybe left it with the accounts deptt. of the company (i used it mostly for requirements on official travel - but it was not in company’ name), or maybe still had it on me… due to acute depression for a considerable period of time, I have limited recollection of some things…

Now, after nearly 4 years of my exit from Saudi, I still got another call recently, and though I’m not much concerned, I still would like to know whats actually happening here, and what can they actually do, while I’m still in india, or if I maybe need to travel out of India on business, to whatever other country, GCC (other than Saudi), etc.?

I’m presently in india only… Does India have any such treaties with Saudi, or are there any such international banking laws that can allow this bank, or the collector bilkish, to legally peruse me in a detrimental way, other than just some harassment over phone calls etc.??…

Please share if there are any credible online resources that tell the applicable laws and implications…