i had credited a check in my account on 19-4-2013. The said check has cleared on 23-4-2013 then i draw the funds on my account on same day & next day. After that 25-4-2013 evening the bank hold my account. I gone to bank 27-4-2013 to talk the manager sir i complained him on hold the account issue. Then he give me letter the said check has bounced due to closed account and he told me and return back the amount with in 1 day. I told him i don’t no what is happening. I came back. Then SBI ccpc officilas call to restore the amount immidiatly & he harrasing me. pl. give for solution