On 30th April 2009, I got retired from my service on superannuation from BSNL dept and pension holder of dept.of Telecom.

Regarding my pension till 31/10/2012 from 01/05/2009, I haven’t face any issue.

On 5th Dec 2012, SBI(State Bank of India - I hold pension A/C in SBI, Bankura, WB) notified me that “You have been paid an excess pension amount of 3,52,908 since 01/05/2009 to 31/10/2012. Now to adjust the position you are requested to deposit the excess amount of pension immediately. In this context, please note that an amount of Rs.10,000 has been recovered from your pension for the purpose.”

I am solely depend upon my pension amount, so I cannot pay excess amount in lump sum however I can pay

the excess amount in monthly installments of certain percentage of my pension amount.

My Questions:-

1. Is there any specific Indian law/rules which will force me to pay the excess amount in lump sum?

2. If I pay the excess amount in monthly installments then what is the lowest amount of percentage that bank can recover from my pension? For that are there any law/rules?

3. As bank has already recovered Rs.10,000 from pension- Can they recover/deduct any amount from pensioner A/C as they wish? For that are there any law/rules?

I am waiting for your answer/advise, please help me it’s really urgent.

Advance thanks.