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One nobody has the time to spend for a very active social life even when they're from Mumbai, two people do make a social life as they live.
Mumbai offers a start to your career as nobody else does and even with rents considered a T1 A0 can save decently provided they are prudent enough. Keep going well buddy - remember you're in for a decade long thing and not a couple of years fling. And few decades in this field does sort you with enough money if not generational money.
T1 team with a lot of work - no.
T1 team with less work - yes.