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Obviously would love to have a convo here about how a bank official should care about how we cracked CLAT (toughest exam, toppers should be given Nobel Prize) as an 18 year old and that we're now at a top 5 NLU based on "merit" so our interest rate should be lower than what anyone else pays
P.S. - best bet is to contact your uni's finance folks. They sometimes guide you to banks. You can try non-banks also but they usually restrict themselves to students studying abroad. Collateral is usually a must everywhere which could make personal loans cheaper than an education loan in some instances
Now coming to the question, I took a loan of 8.5 L in 2019 from Oriental Bank of Commerce. Don't know what's the status now after there merger with PNB. At that time UCO Bank was also offering loans for a lot of NLUs some bottom ones as well. SBI offers collateral free loans for studying in few NLUs.
Also, there is government scheme through the PSBs (Canara Bank being the nodal agency) where if the annual income of your parents is under a certain amount, the education loan is sanctioned without charging any interest for the duration of your education, and you are charged interest only after your moratorium period expires (6 months after graduating).
https://sbi.co.in/web/personal-banking/loans/education-loans/scholar-loan-scheme
https://sbi.co.in/documents/16012/76857/15032021_217+Scholar+Institutes.pdf/7328c2fb-aef4-42a1-aed7-69cc1a577d6e?t=1615791758817
You can also take a normal education loan at around 9% interest for any NLU but you will need to give collateral.
The process can sometimes be a pain in the ass but without collateral, it is a deal.
Plus SBI offers a lump-sum return policy, where you can return the entire loan early with a bit of an extra charge and you'll be debt free.
P.S: I have taken a loan from SBI without a collateral, and I'm not from NLS/NUJS. I'm from someplace better (LOL).
Hope this helps, all the best!