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Like I spend tons and in the end just get enough points to buy some crappy shirt. 😭

Would like to know if any of you have got better value out of your card and which one.
sbi cashback card, you get 5% back from you every purchase. spend 40k and when your statement is generated you only have to pay 38k (the 2k cashback gets adjusted each month).

Have saved like 25k-30k each year since i’ve gotten this card.

millennia is also nice
Maybe if you're on a Scapia or something then it's crap. All high end cards are far more rewarding. Don't use points to buy stuff directly, use them for flight / hotel redemptions which offer far more bang for buck
mujhe toh samjh hi nah aate...itna spend karo yeh karo woh karo tab jaake chillar milta h cashback/points etc