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- which city it is (eg tier 1 metro like Mumbai, Delhi and Bengaluru vs tier 2 metro like Chennai or Pune or Ahmedabad or Kolkata or Hyderabad)
- the rent you pay
- the car you drive
- your fuel costs
- Uber usage
- your vacation expenses
- your dining expenses
- your wardrobe expenses
- whether you have a maid and driver
- gym membership
- golf/tennis/padel/pickleball club memberships
- Internet and OTT subscriptions
Can you live below 1.5 lakhs a month as expenses? Sure, even in Mumbai. But your quality of life will be basic middle class.
My expenses in a tier 2 metro are around 1.8 lakhs a month. I pay no rent and drive the cheapest car for a short distance to office. My quality of life is pretty good, because this leaves me with more to spend on other heads.
But even then, I would like to know if those from tier 1 firms are managing well.