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Total savings max 30L (no major family responsibilities)
How would you see this amount as savings in the given context. Please share your savings so that we can get an idea as to how other people are managing their expenses.
~ 50L saved. Current market value break up:
~ 20L - FDs, emergency fund, semi liquid instruments
~ 12L - PPF
~ 15L - Mutual Funds
~ 3L - Stocks
MF and stocks is a bit of timing and luck for me. Starting saving / investing immediately after graduating in 2020, riding the bull.
Have approx 4L in equity. Gambled or spent the rest of it.