I'm putting 80% of my wealth (excluding property and jewellery) into equity-linked instruments and shares. The idea is to make a killing in June and July, as the markets will go up big time when Modi wins. Then, post August, reallocate to debt, once it becomes clear that Modi is not a free market reformer but just less of a socialist than the Congress.
mostly, please plan your portfolio for the long run, not for each time there is an election/event. You can play around with some money and gamble on debt/ equity, but your investment plan need to be more long term
May consider the "100 minus age" rule. So if you'e 25yo, debt:equity would be 25:75. If you are 35yo, debt 35% and equity 65%. The idea is, the younger you are, the more risk taking ability you have because you have solid years ahead of you. You can google the principal.
Are y'all pumping money into equities on the hedge that Modi will win and it will boost the economy? Or are you also looking at risks like a bird flu pandemic worse than Covid, China invading Taiwan, climate disasters and social unrest in India?
What therefore is a good equity-debt ratio to have now?
https://www.moneycontrol.com/news/business/personal-finance/beware-of-using-the-100-minus-age-thumb-rule-for-equity-allocation-6237581.html
What therefore is a good equity-debt ratio to have now?