Please keep in mind that my total assets are not worth that much so going by % may not be a very good criterion (e.g., my monthly salary is a little less than 10% of my liquid assets).
Around 50% of my liquid assets are in MFs and stocks
Remaining 50% in cash, FDs, gold, etc.
Put in amount equivalent to around 30% of my liquid assets in a car, and another 30% in an apartment under construction.
This seems sensible. Some people here seem to have put a lot in equity but I think a balanced allocation like yours is better. There’s every chance we may be headed for a global recession.
Of my net worth 90%+ is in crypto this is not because I invested a lot but because of returns (airdrops). Out of my crypto 35% is in yield generating USDC positions and remaining is spread across cosmos/Solana ecosystem. I have 0 BTC/ETH.
I originally invested 50% in crypto 50% in equities. Equities I sold last quarter because of crypto gains and to maintain liquidity.
Now I’m just saving up cash to buy big when market collapses.
I can take high risk as I don’t have any dependants and I have a safety net. Yes, I have been deliberating wuitong law
occupation/designation.
The idea is to exchange notes and ideas on being financially secure!
Please keep in mind that my total assets are not worth that much so going by % may not be a very good criterion (e.g., my monthly salary is a little less than 10% of my liquid assets).
Around 50% of my liquid assets are in MFs and stocks
Remaining 50% in cash, FDs, gold, etc.
Put in amount equivalent to around 30% of my liquid assets in a car, and another 30% in an apartment under construction.
25k/month - mutual fund
20k/month - other investments (equity )
12k/month - NPS (13k from employer)
1lakh this year - Gold bonds
20% sov
20% debt
25% equity
20% real estate
15% cash
No allocation to gold, crypto, art etc
Of my net worth 90%+ is in crypto this is not because I invested a lot but because of returns (airdrops). Out of my crypto 35% is in yield generating USDC positions and remaining is spread across cosmos/Solana ecosystem. I have 0 BTC/ETH.
I originally invested 50% in crypto 50% in equities. Equities I sold last quarter because of crypto gains and to maintain liquidity.
Now I’m just saving up cash to buy big when market collapses.
I can take high risk as I don’t have any dependants and I have a safety net. Yes, I have been deliberating wuitong law
Sub - Registrar here.10k - SIP only.(from salary)
~6 lakh/month- Cash 😅😉 - Buy some plot/shop year end