1. General Banking - This shall include term loan facilitation advisory, due diligence and consortium financing exercises which shall also include 2, 3, 4 and 5; since its a broad umbrella which consists of everything under the sun. Most of the firms have demarcations between GB teams and PF teams, so choose your whatever fits your needs (margins in GB teams are very high unlike PF ones).
2. Project Finance - This shall include churning out O&M agreements, markups on high yield loans for construction, port docketing diligence, seeking regulatory approvals, stressed asset acquisitions and real estate documentation. To outperform in this space, knowledge on real estate and finance shall be of utmost importance. Since very few firms put in quality work with very low margins, avoid it.
3. Fintech - DPDP compliance with specialized financial products of Banks/Fintechs/others and doing filing work for exemptions/mandatory disclosures, vetting joint ventures with technology companies and setting up privacy policy structures from time to time. Margins in this space is high because of a lot of foreign investment into financial companies to set up new schemes/products/credit facilities every now and then. Understanding the interplay between finance and tech will be deemed essential and margins are high in this space.
4. Debt Capital Markets - Although mundane and primarily focus would be on NCD/bond issuances & S4A offerings. The margin involved is very less and not a lot of firms are doing quality work. Thus, it can be avoided from a long term growth perspective.
5. Restructuring - This will include pre litigation and mid litigation advisory on high stake insolvency cases, arbitrations involving recovery of solvency proceeds and debt financing work for structuring the overall capital of companies. Very very low margin and can be avoided from a long term growth perspective.
Hope this adds weight to your question at hand, best of luck!
2. Project Finance - This shall include churning out O&M agreements, markups on high yield loans for construction, port docketing diligence, seeking regulatory approvals, stressed asset acquisitions and real estate documentation. To outperform in this space, knowledge on real estate and finance shall be of utmost importance. Since very few firms put in quality work with very low margins, avoid it.
3. Fintech - DPDP compliance with specialized financial products of Banks/Fintechs/others and doing filing work for exemptions/mandatory disclosures, vetting joint ventures with technology companies and setting up privacy policy structures from time to time. Margins in this space is high because of a lot of foreign investment into financial companies to set up new schemes/products/credit facilities every now and then. Understanding the interplay between finance and tech will be deemed essential and margins are high in this space.
4. Debt Capital Markets - Although mundane and primarily focus would be on NCD/bond issuances & S4A offerings. The margin involved is very less and not a lot of firms are doing quality work. Thus, it can be avoided from a long term growth perspective.
5. Restructuring - This will include pre litigation and mid litigation advisory on high stake insolvency cases, arbitrations involving recovery of solvency proceeds and debt financing work for structuring the overall capital of companies. Very very low margin and can be avoided from a long term growth perspective.
Hope this adds weight to your question at hand, best of luck!