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KCO, Mumbai is fairly easy. The people are difficult to work with though.
thats because the culture sucks and people keep leaving at the junior levels. AZB might be a better option in Mumbai as far as B&F/R&I is concerned.
Which team? They have two. And by people do you mean the partners are bad? Or the team also is bad? Partner ka toh suna hai, if team is also bad, God save them!
KSS is the go-to for general banking work under whom all the other Mumbai B&F partners report to. MShroff and SMohaptra look in to DCM work and very less banking deliverables.

Hope that answers your question, the amount of exits from KSS's team signal a downhill road for freshers since you will be belittled, abused and flooded with work more often than not. Try and work with/request to work with SS from Delhi - he is a great guy and knows his stuff.