Check with your bank for pre-approved offers. If you don't have any, consider getting an FD-backed credit card like OneCard and building your credit history; wait for 6 months, and you'll start receiving bank offers.
The banks determine the credit limit based on their internal algorithms; banks like SBI, which has a good portfolio of cards, can be a bit stingy with their limits.
Some good banks for cards are: HDFC, AXIS and SBI.
The banks determine the credit limit based on their internal algorithms; banks like SBI, which has a good portfolio of cards, can be a bit stingy with their limits.
Some good banks for cards are: HDFC, AXIS and SBI.
- HDFC Tata Neu Infinity Credit Card.
- Airtel Axis Credit Card (Now Devalued by Axis)
- SBI CashBack Card
Useless Card:
- OneCard Metal (Only good feature is metal and 0% Forex Charge)
SBI Octane (for fuel)
HDFC Infinia Metal (lounges and everything else)
If you can't get Infinia, take DCB Metal for lounges and SBI Cashback for spends
1. Good cash backs
2. Free luxury hotel stays
3. Free air tickets
Tks.