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RR velar, in Indian streets you need an SUV and nobody makes better SUVs than RR, and it looks super classy
How to manage expenses after buying such an expensive car?
Man!

By a second hand from a genuine reseller.

Buy Merc GLA or go with Range.
EMI brother. It makes the world go round and round (or you around the world).
Audi Q4/A4, BMW 3 Series/VoLVo XC390/ Merc C Class 300 d
If you earn above or around 70 LPA, then get a German car in 60 range.
PA at a T1, thinking of buying a luxury car. Serious suggestions only.