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tbf bud, if this is how you truly feel, quit now instead of being an associate and being miserable, find alternatives, do the degree just for the namesake, transition into finance if you want (cfa) or consulting sales etc through a mba.
the 6 to 10 lpa in eng is CTC, as them in hand. Everyone is facing this dont worry, its middle class crisis in India.

Also you are 20, mid life kya quater life crisis ka bhi time nahi hai, cheer up buddy
You're only in 3rd year? You have your whole life ahead of you! Just do an MBA after graduation.
Think about the larger picture. Also, doing what you love (and getting paid decently for it) is better than any amount of money, you will be able to do something for a longer period of time if you like/love it.
RWs still don't take the hint and start their own forum instead of begging around here trying to make others pay attention to their drivel.
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