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2. Sure
3. No the pay is not even worth spending this point
4. Definitely not, you are between off at other tier 3 firms.
1] SNG, Delhi is top tier and is always involved in marquee deals of high complexity in both the capital markets as well as the banking space. So, if its the Delhi office then go for it without any doubt.
2] SNG, Mumbai is a core private client boutique given the fact that its a leading firm in the same apart from banking and capital markets. Wouldn't recommend it unless you are well versed in wills and offshore funding.
3] Stipends vary from case to case and completely depend on your worksheet.
4] It is easier to make a shift to tier 1s after the firm has become precariously heavy in terms of reputation, deal sizes and L500 recognitions.
Hang in there for a bit and jump ship after a year or two, good luck!