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How can someone think of luxury at A0 level? A court clerk knows more than you. Focus on work, polishing your skill set and managing your finances. Set your priorities right, please.
Depends on your background. If you are south Delhi / bureaucrats beta Beti Richie then yes. If you are mid level government employee beta beti, middle class bouz girls,no because that money will need to go towards family and rent and travel and other shit.