Guys, what’s the craziest/outrageous watches you’ve seen in real life, on the wrists of partners, associates, bankers, clients etc?

1. T1 Senior Associate - Omega Speedmaster

2. T1 Partner - Rolex Datejust

3. Banker - Rolex Submariner

4. Client - Patek Phillipe Aquanaut

Once you're A2 or above at a Tier 1, you can definitely considering splurging on a good (3-4L) watch. Then this expenditure would only be about 1.5x the monthly salary. By that time, you'd also have some savings. The deficit can easily be financed through the credit-card, and you can roll-over the amount (after paying the minimum due). For things like good watches, this kind of budgeting is required. Otherwise, if you keep waiting to have enough liquid cash in the bank, your peers will definitely get ahead of you in the impression they create (among senior lawyers, clients etc), as they are getting closer to getting the call-up to Senior Associate. By then, these things definitely matter.

Please do not roll over your credit card dues for something like watch. Absolutely bad financial advice. The interest rates are exorbitant.

If you want to buy, save up and then buy. Worst case scenario, try a no cost Bajaj finance EMI or something, if a costly watch is something you absolutely need.

Bruh, you can't ask for Bajaj EMI at the watch boutique. I was able to put in on my Infinia card, no harm if you plan ahead. The higher interest rate is part of the cost of owning a great watch at that point in your career. Trust me, it pays for itself in the networking and professional cachet it lends you. You've got to spend money to make money (or move ahead in this profession).

Hey if anyone who has gone through hard work to crack clat get into a tier 1 and is working in a law firm and is just trying to support his parents and his family and just wants to be accepted and is actually getting swayed by these watch talks dont spend money on the watch i repeat DO NOT, its just a bunch of Nico leonard watchers having fun on this site dont take it serious, hardly anyone can own a patek, just wear a classy leather band dress watch under 5 k that'll do

Even if this is your background, let's stop kidding ourselves. Most of these kids (who just want to "support their parents and live a quiet life") are buying iPhones, doing Bali vacations, drinks/dinner at Lower Parel spots on a regular basis (and putting it all out on Instagram). So it's not a principled opposition to ostentatious consumption. It's just that this is where they are on their material wellness journey. So don't hate those who want to accelerate their way up the social and professional ladder.

Obviously there are a few who are genuinely just looking for a respectable white collar career (but what are they really even doing at T1 firms, they will plateau if they don't hustle up/shift to investment banking or PE).